How ChatFi works.

From a customer’s first tap to a merchant’s confirmed order, one backend carries every step.

The flow

A payment, start to finish.

Six steps, one backend. Each step hands off to the next without anything for you to stitch together.

Step 01

Create

A merchant creates a payment from Store checkout, a payment link or the Pay API. Every payment gets its own unique on-chain reference.

Step 02

Present

The customer sees a QR code or taps connect wallet. It works with Solana Pay wallets and with ChatFi Wallet.

Step 03

Approve

The customer approves in their wallet. The transfer settles on Solana, usually within seconds.

Step 04

Verify

ChatFi Pay finds the transaction by its reference and checks the amount and token before marking it complete.

Step 05

Notify

A webhook reaches the merchant, Store turns the payment into an order, and the customer lands on a confirmation page.

Step 06

Report

Funds are forwarded to the merchant, and orders, customers and analytics update in the dashboard.

Who it is for

Built for three kinds of people.

Customers

Hold funds in ChatFi Wallet, scan or connect to pay, and keep a clear history of what you sent and received.

Merchants

Open a shop in Store, accept payments through Pay, and watch orders and revenue in one dashboard.

Developers

Use the same backend through API keys and webhooks to accept payments inside your own product.

Want the technical view?

See the architecture, services and API behind the flow.